Services Answers Reviews About Blog

Your situation

Buying your first home Refinancing your home loan Buying your next home Investment properties The bank said no

Towns I know

Inverell Glen Innes Call 0437 189 939

Home / Straight Answers / Conveyancer before offer

Straight Answers · First home

Do I need a conveyancer before I make an offer?

Bayley ClarkeBayley Clarke · Mortgage broker on the road · Last checked 16 October 2026 · 3 min read

The short answer

Generally, no. Conveyancers come in once there's a property to be purchased, and you don't know there's a property to be purchased until your offer has been made and accepted.

What I tell my clients is: let's figure out who we're going to use early, then only once an offer is accepted do we get the conveyancer involved to review the contract and handle the legal side of buying. Don't stress too much about them reviewing everything in advance.

The 60 second version, filmed from the driver's seat. The rest of this page is the detail underneath it.

Pick them early, use them later

There's no harm in knowing who your conveyancer or solicitor will be before you start making offers. In fact, that's what I recommend to my clients. Get a name, check they're available around your timing, and know roughly what they charge. That way, when an offer is accepted, you're not scrambling to find someone while the clock is already running.

But knowing who you'll use and getting them working are two different things. Until there's an accepted offer, there's no contract for them to work on, no property that's yours to protect, and no reason to be paying for their time. So don't stress too much about having them review things in advance of making an offer.

What they actually do once your offer is accepted

Their goal is to make sure the contract is all buttoned up and ready for you to become the new owner of the property. That means reviewing the contract of sale, flagging anything unusual in it, checking the title and the searches, and handling the legal side of transferring ownership from the seller to you.

A lot of that work only makes sense once the offer has been accepted and we know the property is yours. That's when your conveyancer, your broker and your bank all start moving together towards settlement day. I'm chasing formal approval with the bank while the conveyancer ties the legal side together, and we keep each other in the loop.

If you change your mind

If for any reason you decide not to proceed after your offer is accepted, the cooling-off period is generally what gives you a way out, and the rules depend on which state you're buying in. In NSW, cooling off runs for five business days on a private treaty sale, and if you walk away inside that window you forfeit 0.25% of the purchase price.

So on a $600k purchase, pulling out during cooling off in NSW costs you $1,500. Not nothing, but a lot less than being locked into the wrong property. Other states have their own periods and costs, and your conveyancer is the one to confirm exactly where you stand once a contract is in front of you.

The honest bit: the offer stage is about the money, not the contract

Before an offer, the thing that matters most is knowing what you can actually borrow and what you're comfortable paying. That's my job, and it's worth getting right before you start making offers. The conveyancer's job starts the moment one is accepted.

The exception is if you're buying at auction. There's no cooling off when you win, so get the contract reviewed before the day, not after.

Getting ready to make offers?

A 30 minute call. We work out what you can borrow, what the purchase will cost all up including the conveyancer, and line everything up so you're ready the moment an offer is accepted.

No cost to you. The bank pays me when a loan settles. · How I get paid